Products

First Home Buyers can buy as low as 3% down. Must have a 620 Middle FICO Score

Debt to income can't exceed 50%

Must have a 580 & above Middle FICO Score with 3.5% down on Purchases.

Debt To Income can't exceed 56%  If score is 500-579, Manual underwrite will have to take place and does require 10% on Purchases and Debt To Income ratio can't exceed 43%

This loan is for Self Employed borrower's that have been in business for 2 years.

Tax Returns not needed, but must have a CPA Letter showing been in business for 2 years. Take the past 12 or 24 months Bank Deposits from Business Bank Statements to calculate Gross Monthly Income, minus 50% Expense Ratio.

Debt to income can't exceed 50%

Purchase as low as 600 FICO Score

10% down - 700 FICO Score, 

15% down - 680 FICO Score,

20% down - 660 FICO Score

30% down - 640 FICO Score

Buying an Investment property and renting it out or AIRBNB Style?

Try our DSCR Loans.

No Tax Returns Required. Miniminum FICO Score as low as 600.

12 months Reserves needed. Projected Monthly Mortgage payment must equal Projected Rental income. 1.1 Ratio - As low as 20% down.

If pay 30% down, no Ratio is needed.

62 years or older and struggling to make your Monthly Mortgage payment?

Have no fear, Reverse Mortgages are for just that. With our program, waive the Principal and interest of your payment each month and also receive monthly income payments to help supplement your Social Security/Retirement income. 

Must have 50% Equity to Qualify and must maintain property